Bay Atlantic Federal Credit Union - Home Mortgage

Bay Atlantic Federal Credit Union
101 W. Elmer Road
Vineland, NJ 08360
Phone: 856 696-2525
Toll Free: 877-590-8866
Fax: 856-691-5593

Credit unions are different. They're a place where each member has a story, and it's more about their dreams than their credit scores. That's why the customers are called members, the benefits are inclusive, and the relationships are truly genuine.

Bay Atlantic Federal Credit Union is a member owned, not-for-profit, full service financial institution. We have been providing quality services since 1939. We serve the employees of more than 100 local businesses.

Benefits of Membership

Founded on the basic democratic premise of the cooperative movement, credit unions believe that access to low-cost financial services is critical to the health and stability of ordinary citizens. In fact, nearly 80 million Americans trust their credit union to provide the services to improve their financial well being. Credit union membership offers many benefits. Services offered range from simple savings to home equity loans to IRAs. Study after study has revealed that, on average, credit unions provide the best financial offerings with fewer fees, lower rates on loans and higher rates on savings. And credit unions continually score higher than all other financial institutions in consumer satisfaction surveys. Credit unions strive to deliver the best service possible to their most important assets--their members.

You must be a member to take advantage of any credit union services. Membership is open to the employees of our Select Employee Groups ("SEGS") and their family members (mother, father, sister, brother, grandparents, grandchildren, children, spouse) and household members.

Once a member, always a member. Even if you change jobs or relocate you can still remain a member of the credit union. You must maintain a minimum balance of $25 in a share account. to be a credit union member.

Stop in the credit union today to become a member.

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