Garden Savings Federal Credit Union

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Garden Savings Federal Credit Union
78 Boonton Avenue,
Montville, NJ 07045
Tel: 973-334-7800 Ext. 292

Garden Savings Federal Credit Union was founded in 1968 to serve the financial needs of the employees who worked for AT&T Bell Laboratories (presently known as Alcatel-Lucent). In 1985, we expanded our field of membership to include other sponsor companies. Today, with $170 million in assets, more than 30 employees, and five branches Garden Savings servers over 17,000 members, representing over 100 different sponsor companies. Our mission is "To be our member's first choice in banking by forming a partnership they value most."

To join our credit union your must either be employed by one of our sponsor companies who are part of our Field of Membership, or you must live, work, worship, volunteer or attend school in Newark, Elizabeth, or Jersey City. You may also join us if a member of your immediate family is a member of Garden Savings already.

We've built our credit union on the foundation of superior member service which you will experience each and every day when you choose to do your banking with us.

Membership at Garden Savings is a special benefit to you and your family. Credit unions are not-for-profit financial cooperatives at which each and every member is a share holder. When you and your family join our credit union you become members, not customers, who share in the success of the credit union.

Unlike other financial institutions, your credit union "gives back" its earnings to you in the form of lower interest rates on loans, higher dividends on savings, constantly evolving product and service offerings, and lower or no fee accounts.

Our member deposit accounts are insured up to $500,000. This exceptional level of coverage is attained through a combination of $250,000 in federal insurance provided by the National Credit Union Administration (NCUA) and $250,000 of private insurance by the Excess Share Insurance (ESI) Corporation.

As a member of Garden Savings, you will experience the highest level of service from our dedicated employees, who recognize that you are the most important asset of the credit union.

We want you to feel like family at our financial institution… different than any other banking experience you've had in the past. Join Garden Savings Federal Credit Union and experience an exciting new world of banking.

Home Loans
When it comes to your mortgage, think of Garden Savings first and foremost. We offer first mortgages, jumbo first mortgages, fixed-rate home equity loans, home equity lines of credit and more. Best of all, our team of mortgage professionals can help to make the stressful process of financing a home a much more pleasant experience. All of our products and priced extremely competitively and it's not uncommon for us to save our members of thousands of dollars when they refinance high interest home loans from other financial institutions at Garden Savings.

If you or your family members are in the market for a new or refinanced mortgage product, make Garden Savings your very first phone call and experience the credit union difference!

•Mortgages
•Fixed-Rate Home Equity Loans
•Home Equity Lines of Credit

©2009 Garden Savings Federal Credit Union