Highlands State Bank
Highlands State Bank
351 Sparta Ave
Sparta, NJ 07871
Tel: 973-726-8294
Fax: 973-726-0198
Highlands State Bank® offers banking services that are among the very best, including a complete selection of commercial and business services, as well as standard retail financial services such as free checking, savings, mortgages and consumer loans.
Residential Mortgages
Whether you’re buying, building, or refinancing, Highlands State Bank® has a mortgage loan to fit your needs. Free prequalification and preapprovals are available.
•Adjustable-Rate Mortgages with an adjustment period of 10 years.
•Construction Permanent Mortgages with interest on construction funds dispersed only. Loan converts at completion/Certificate of Occupancy to a fixed rate Home Equity Loan with terms ranging from 5 to 20 years or an adjustable rate mortgage with a 10 year adjustment period / 30 year term.
•One- to four-family investment property loans for purchase or refinance, with terms ranging from 10 to 30 years.
•Bridge Loans for customers who purchase a new home before the sale of their existing property is complete.
•Loans for approved building lots.
•Jumbo Mortgages.
© 2007 Highlands State Bank
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