Cape Bank - Home Mortgage - Cape May Court House, NJ

Cape Bank
225 North Main Street
Cape May Court House, NJ 08210
Tel: 609-465-5188
Fax: 609-463-8392

Cape Bank has been in business for over 80 years, servicing the needs of Cape May and Atlantic Counties in southern New Jersey. We are a full service financial institution that provides a complete line of business and personal banking products.

Our goal is to create and deliver quality financial products and services that represent exceptional value to our customers and, in doing so, offer the kind of personalized service that is so often missing from larger banks. Through our safe and sound business practices and in-depth knowledge of the markets we serve, Cape Bank is committed to ensuring the continuity of service to our customers and local communities.

The Bank is headquartered in Cape May Court House, New Jersey and has over $1.2 billion in local assets. Our employees live and work in the areas we serve, providing the finest in personalized service.

A major advantage of banking with Cape Bank is that we are a local institution. Our loan officers provide fast turn-around of requests for financing because all decisions are made right here in our community. Customers can use a local phone number and get immediate answers to their questions. Convenience and service for our customers is of paramount concern to our entire staff.

Responsible Citizenship in Action

Because we are dedicated to this community, Cape Bank established the community donations program in 1996 called Cape Cares. A percentage of profits each year is donated to events, groups and non-profit organizations that benefit our local community. Cape Cares also focuses on the promotion of volunteerism within the Bank.

Cape Bank is a local business steeped in tradition and grounded in our community. We are constantly adapting to the changing lifestyles of our clients to better serve their banking needs.

Mortgage Loans Made Easy!

At Cape Bank, we offer a wide selection of mortgages. Along with traditional mortgages, we make unusual loans - without unusual effort. So no matter what you need, we'll find the right mortgage for you. Once we receive your application, we'll contact you by phone or e-mail - in most cases, by the next business day.

Residential Mortgage Loans
Adjustable Rate Mortgage Loans - This is the mortgage that lets you save interest and reduce your monthly payments. Choose from an adjustable rate for the life of the loan or a fixed interest rate for the initial term and adjusts thereafter, with terms that range from 1 to 5 years. Be sure to ask about our First Time Home Buyer and 0 point programs.

Fixed Rate Mortgage Loans - This is the mortgage that lets you lock in one great interest rate that is guaranteed for the life of the loan. Terms range from 10 to 30 years.

Construction Loans
Building a home? Let us construct the perfect loan! With one of the most affordable and convenient construction loan packages the market has to offer, Cape Bank gives you the ability to build your dream home, with competitive rates, one closing and low closing costs! Click HERE to learn more.
Apply now for your financing needs! It's fast, simple and convenient- apply online for the mortgage you need! It's quick, easy, private and stress-free!