First Jersey Credit Union

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First Jersey Credit Union
245 Diamond Bridge Ave
Hawthorne, NJ 07506
Tel: 800-454-7206 /973-305-8889

Our Mission
Our mission is to meet the growing and changing financial needs of the membership by maintaining a sound financial position to protect our members' investments and to deliver financial products and services in a friendly, convenient and personalized atmosphere.

About Us

"Not for profit, not for charity, but for service"

That's the Credit Union Motto. Its purpose has guided credit unions in this country for over 90 years. Credit Union membership provides so much more than your average financial institution. As a not-for-profit institution, we return profits to our owners in the form of better rates, services and products. So unlike traditional financial institutions, we're working for you.

First Jersey Credit Union was founded in 1929, when the economic conditions of our country were at their worst. Thirteen employees of the Englewood Post Office met on a warm summer night in June and decided to create a Credit Union. From these meager beginnings we have grown and flourished. We are one of the largest Credit Unions in New Jersey and our members' preferred financial institution.

Mortgages and Home Equity

Announcing First Jersey Credit Union’s New First Mortgage Program! Buying a home is a big deal – typically one of the largest transactions that you’ll ever make. Turn to First Jersey Credit Union for trustworthy assistance along the way.

Mortgages

•Fixed Rate Mortgages
â—¦15, 20 and 30 year terms available
•Adjustable Rate Mortgages
â—¦Rate can be fixed for the first 1, 3, 5 or 7 years, and adjust annually thereafter
â—¦For your protection, loan rate can not increase or decrease more than 2% per year and, 6% for the life of the loan

Home Equity

•Fixed Home Equity Loan
â—¦3, 5, 10, 15 and 20 year terms available
â—¦Borrow a lump sum of money at a fixed rate that starts low and stays low
•Home Equity Line of Credit
â—¦15 Year term available
â—¦Draw from your line at any time and use only what is needed
â—¦Direct Link allows you to access your line at any time with free check writing privileges
â—¦For your protection, loans can not increase or decrease more than 2% per year and, 6% for the life of the loan

2007 FIRST JERSEY CREDIT UNION