Lakeland Bank - Home Mortgage

Lakeland Bank
362 Route 206
Branchville, NJ 07826
Tel: 973-948-5115
Fax: 973-948-7429

Lakeland Bancorp Inc. (NASDAQ: LBAI), headquartered in Oak Ridge New Jersey, is the holding company of Lakeland Bank, an FDIC insured bank operating 48 offices throughout the counties of : Bergen, Passaic, Essex, Morris, Sussex and Warren in northern New Jersey. With $2.7 billion in assets, Lakeland Bank is the third largest commercial bank headquartered in New Jersey.

Lakeland continues to build on its infrastructure of financial strength, profitability, efficiency and quality service as it moves into the future. By offering retail banking, investment programs and business banking solutions, Lakeland remains a community-oriented provider of financial services. Our solid customer base along with our wide array of products and services allows Lakeland to command a strong competitive position in the markets it serves.

Residential Mortgage Loans
First-time homebuyer? Refinancing your higher-rate mortgage? Buying a second or vacation home? Lakeland offers a complete range of Fixed-Rate, Fixed-Term and Balloon Mortgages designed to help make home ownership more affordable. We even offer special biweekly and accelerated amortization plans so that you can pay off your mortgage faster... and greatly reduce interest payments over the life of your loan. Jumbo mortgages and reverse mortgages are also available.

Construction Loans
Funds for construction of owner occupied housing are available. Advances take place at specified stages of construction. Construction financing is also available for modular homes.

Feature Product: 15/30 Balloon
Our feature balloon mortgage fulfills a number of needs. The Annual Percentage Rate (APR) is similar to lower APRs associated with traditional same term mortgages, but the monthly payment is based on a longer term payback. Get the best features of both products with this innovative mortgage. Contact one of our mortgage consultants for additional information.

Copyright Lakeland Bancorp.