Northern State Bank
Northern State Bank
530 Piermont Road
Closter, NJ 07624
Phone: (201) 767-9995
About Us
Northern State Bank is dedicated to helping our customers reach their financial goals. As a community bank, we offer a full range of products and services backed by our strong commitment to customer satisfaction. It is our promise to work hard every day, through professionalism and excellent customer service, to help you achieve your financial goals.
For more information on what Northern State Bank has to offer, please contact us at 201-767-9995, or write to us through our website “Contact Us†Page.
We thank you for your interest and look forward to the opportunity to assist you with all of your banking needs.
Personal Loan Services
Mortgages
Thinking of buying a new home or refinancing your current residence? Northern State Bank will work closely with you to make sure you select the best option for your needs. We offer many types of mortgages, including fixed-rate, adjustable rate and low down payment programs. We also make it easy to apply by helping you to complete the application at a convenient time at your home or office.
Home Equity Loans
One of your best credit options may be borrowing from the equity accumulated in your home. In many cases, the interest is tax-deductible. At Northern State, you can choose the home equity line that works best for you:
•Fixed Rate Equity Loan
Our low, fixed rate loans offer competitive rates and discounts if you repay through automatic deductions from your checking or savings account. Fixed, easy to manage payments help make budgeting easy. There are no points, fees or closing costs with this type of loan.
•Equity Reserve Line of Credit
Our Equity Reserve Line of Credit lets you borrow when you need it, paying interest only on the amount you are using. It is a home equity line that is tailored to fit your lifestyle. When you want to use your line of credit, you simply write a check for the amount you need. Interest is charged only on the amount you use.
Auto Loans
Are you looking for a way to afford the car you want without straining your budget? Northern State Bank’s auto loan offers flexible payment terms with no fees or closing costs. This loan is available for new and used cars. With our automatic payment service, you save time and money.
Installment Loans
Whether you are planning home improvements, financing a child’s education or working on a special project, Northern State Bank offers a range of fixed rate loans. When your payments are deducted automatically from your Northern State checking or savings account, you can receive an additional rate discount.
Secured Loans
At Northern State Bank you can borrow money against your Certificate of Deposit or Savings Account. We offer competitive rates with low fixed payments. Rates are based on the interest rate paid on your deposit account. We also offer fast approval with flexible and convenient repayment options.
Copyright ©2006 Northern State Bank
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