Select Bank

/Home/1. Search New Jersey Home Mortgage Lenders/Home Mortgage - Shore Region, NJ/Home Mortgage - Atlantic County, NJ/Home Mortgage - Egg Harbor City , NJ

Select Bank
801 White Horse Pike
Egg Harbor City, NJ 08215
Phone: 609-965-2234
Fax: 609-965-5539

Select Bank officially opened for business in November 2000. The Bank was founded by a group of former Directors and Officers who successfully managed Collective Bank.

The Bank is committed to providing personalized, affordable banking services to consumers and small and mid-sized business clients in a friendly community bank environment.

We offer a full line of professional personal and business banking services designed to meet the needs of the markets we serve in the Southern New Jersey area.

Fixed Rate Mortgages

If you plan on staying in your home for several years, you may want to consider a fixed rate mortgage loan. Select Bank offers conventional fixed rate mortgage loans at very competitive rates for 15 to 30 years on primary residences, second homes and investment properties for purchase or refinance.

These mortgages enable you to lock-in your rate and to achieve consistent payments. Ask us about our no fee refinance first mortgage, free interest rate lock and our free mortgage pre-qualification. Select can save you a lot of money and simplify the mortgage process.

Adjustable Rate Mortgages

If you do not plan on staying in your home for more than a few years, you should look into an Adjustable Rate Mortgage Loan. The initial rates are lower than a fixed rate mortgage, you benefit from annual rate caps and the rate is tied to well-established indices.

You can achieve low monthly payments due to lower rates and the 30 year repayment schedule. What’s more, you can benefit from our no application fee mortgage and our free mortgage pre-qualification before you begin looking for a home.

Construction/Permanent Loan

If you are planning on building a new home (including modular), you’ll want to consider a Select Construction/Permanent Loan. A single application and closing is all that is required.

Funds are advanced during the construction phase as work is completed and you pay interest only on the amount advanced. Once construction is completed, the loan automatically converts to a permanent mortgage.

Our lenders are experts in construction/permanent loans and will be happy to answer any questions you may have.

Copyright 2004-08 Select Bank.