Tri-Co Federal Credit Union - Home Mortgage

Tri-Co Federal Credit Union
140 Speedwell Avenue (across from Alfred Vail School)
Morris Plains, NJ 07950
Phone: (973) 539-1877
Toll Free: 1-888-391-7991

The Tri-Co Federal Credit Union mission is to be the Primary Financial Institution for a growing membership by efficiently providing a full range of high quality financial services through the most appropriate delivery channels.

Tri-Co is totally member-owned; there are no outside stockholders. As the owners, our members get the full benefit of Tri-Co earnings in the form of consistently high dividends, favorable loan rates, as well as fewer and lower fees.

Federally chartered in 1936 to serve public school employees in the Morris,
Warren and Sussex tri-county region.
14,000 members and growing
$140 million in assets and growing
Enjoys the cooperation of sponsoring schools, boards of education, and Tri-County
government employees, but is completely independent from them.
Federally regulated and insured.
Federally examined each year.
Every member account insured up to at least $250,000 by NCUA, a U.S. Government
agency. Click here to get a description.
Professionally managed and staffed.
Independently audited each year.

Loans & Mortgages
New And Refinanced. Any Time. Any Day.

Cars, Trucks, SUVs, Boats, RVs & Motorcycles
100% financing on most new and used, including taxes, dealer prep, etc.
Pre-approval for "cash customer" prices.
Fast turnaround for quick closing.
Optional payroll deduction for time-saving, automatic payments.
Optional disability coverage at credit union rates.

Home Equity and Second Mortgage
Up to 100% financing.
For any purpose.
Line of credit or one-time loan.
Tax advantages for most borrowers.
No closing costs.

Home Mortgages
New, vacation, retirement homes or better terms on your current mortgage.
Rates, lock-in features and closing costs that make it easy to qualify and close quickly.
Choices to fit your plans and your budget.
Pre-approval so you can shop with confidence

Secured
Get a substantially lower rate by securing your loan with savings.
Use savings account or CDs as security.
Continue to earn interest and dividends on secured assets.

Signature
Up to $15,000 for any purpose.
Secured by your good credit.
Fixed rates, flexible terms.

Personal Lines of Credit
Up to $15,000 for an purpose.
Fixed rate terms.
Excellent overdraft protection.

Student
Federally guaranteed loans for qualified students and parents.
Preferred rates, flexible terms.
Interest advantages on federal student loans.